The best slim minimalist wallet you are going to find. Made of one piece of premium stoned oil leather with a water resistant finish. This card holder will organize all of your cards, ID and of course cash. It is sure to last a lifetime and only get better. Security experts suggest stacking RFID chip cards together and carrying the, in your front pocket to avoid skimming. I did check with a bank to verify this information. While this is but one way of protecting your information, the others are depend on your usage habits. This wallet is designed to stack your cards as suggested and is perfectly sized for front pocket usage. Free personalization up to three I initials. The work can be done by debossing or with gold or silver foil. Please include initials (if any) in the "notes from buyer" section of the ordering process.